Why You Need Roadside Assistance as Part of Your Motorcycle Insurance

Motorcycle insurance may protect you from the financial fallout of accidents, theft or damage. With the right policy, you won’t be left to pay hefty out-of-pocket expenses for repairs, medical bills or legal fees if you’re involved in an accident.

How Motorcycle Insurance Works

When you purchase motorcycle insurance you pay regular premiums to an insurance company. In return, they may agree to provide coverage for various risks associated with riding a motorcycle. When you file a claim, the insurance company assesses the damage and may compensate you according to the terms of your policy.

What Motorcycle Insurance Covers

Standard motorcycle insurance policies typically include the following coverage:

• Liability coverage may cover injuries and property damage you cause others in an accident.

• Collision coverage may pay for damage to your motorcycle following an accident.

• Comprehensive coverage may cover damage to your bike from noncollision events such as theft or vandalism.

• Medical payments coverage may help with medical bills for you and your passengers after an accident.

• Uninsured/underinsured motorist coverage may provide financial aid if you’re involved in an accident with an at-fault driver who doesn’t have sufficient insurance.

The Importance of Roadside Assistance

For added benefits and more extensive coverage, consider adding riders to your policy, such as roadside assistance. Motorcycles are more susceptible to breakdowns and mechanical issues than cars, and being stranded on the roadside can be dangerous and inconvenient. With roadside assistance, you may have quick access to services such as towing, battery jump starts, fuel delivery and flat tire repairs. This essential add-on may save you from unexpected costs for towing and other emergency services.

Your Trusted Partner in Motorcycle Insurance

Learn more about motorcycle insurance and get proper coverage with Leaders Insurance Group. Contact us today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.